If you have been injured or fallen ill and you are no longer able to work, you may be entitled to make a claim through your Superannuation policy. Vilic Law are experts in handling all types of Total and Permanent Disability (TPD) Claims and are here to help. We are exclusively a personal injury law firm, and we work hard to ensure your claim is resolved swiftly, efficiently and as economically as possible.
We are experts in handling all types of TPD claims including claims relating to:
Vilic Law’s legal team is here to help you navigate the complex legal process involved in making a TPD claim in Brisbane, Gold Coast, Sunshine Coast and beyond. We will act on a no win, no fee basis meaning you will only need to pay our professional fees if there is a judgment or settlement in your favour (i.e. if you win).
There are strict time limits that apply to TPD claims. Failure to commence a claim before these time limits expire may cause a loss of your legal right to make a claim. We urge you to take advantage of our free consultation as soon as possible to protect your rights. If you would like to discuss your claim or find out if you can make a TPD claim, please contact our personal injury experts on 1300 647 427 for a no-obligation consultation today.
Frequently Asked Questions
What’s a TPD Claim?
TPD stands for Total and Permanent Disability. A TPD claim generally refers to a lump sum payment, which may be available to you through your Superannuation policy following a severe injury or illness which affects your ability to return to work.
Does my super fund have a TPD policy attached to it?
Most superannuation policies have a TPD cover attached to them. The level of cover depends on the type of policy and can vary from one policy to another. More information with respect to your TPD policy is found in your super funds Product Disclosure Statement (PDS).
Accessing those benefits is often not so straight forward. If you believe you may have a claim or would like help with making a claim, we encourage you to get in touch with us as soon as possible to help you navigate the process of assessing and lodging your TPD claim with your respective super fund.
Can I make a claim?
Your eligibility to make a TPD claim through your super will depends on a number of common factors such as:
• Disability level – To make a TPD claim, you will likely need to show that you are suffering a minimum level of disability which affects your ability to return to your employment.
• Employment history – your superannuation funds’ TPD policy may require you to satisfy a minimum level of employment (i.e. work hours) before you can make a TPD claim.
• Superannuation fund – Each superannuation fund is different. Therefore, before you lodge a TPD claim you will need to find out whether a TPD cover is included in your policy.
• Waiting periods – Most policies generally have waiting periods in place in order for your injuries and symptoms to stabilize before you are eligible to make a TPD claim. The waiting period generally starts from the date you suffered an injury.
Vilic Law can help you make a Superannuation and TPD claim. Our service is exceptional and our clients’ satisfaction is our number one priority. We are happy to see and meet with clients from all over Queensland.
If you think you may be entitled to make a TPD claim, call us on 1300 647 427, send us a text on 0481 845 420 or email us at firstname.lastname@example.org to arrange your obligation free consultation today.