Accidents on the road happen. Whether you are a driver, passenger, rider or pedestrian, there’s always a risk of getting involved in a car accident. No matter how safe the road may seem, an accident can happen when you are least expecting.
Here are some tips for what to do when you are involved in a car accident in Brisbane, Gold Coast or Sunshine Coast.
1. STOP THE CAR IMMEDIATELY WHEN SAFE TO DO SO
If you are involved in a car accident, the first thing you need to do is stop. Move your car to the side of the road (if safe to do so) and turn your hazard lights on to warn other drivers.
Once stopped, make sure that you get out of the vehicle and move to a safe location. Make sure that you stay at the scene of the car accident until emergency services arrive. Do not leave the scene after an accident. It is your legal obligation to stop after an accident.
2. CHECK OTHER PASSENGERS
If you are travelling with other passengers, check that they are OK and call an ambulance immediately if they are injured. If safe to do so, make sure that you check on other drivers or pedestrians as well to make sure they are not injured. If needed, administer first aid until help arrives.
3. CALL EMERGENCY SERVICES
If someone has been injured, the property has been damaged or you are unable to obtain the details of the other vehicle involved in the accident (i.e. the owner of the other vehicle refuses to give their details) call triple zero 000.
4. EXCHANGE DETAILS
Car accident in Brisbane, Gold Coast or Sunshine Coast can be stressful so try not to lose your focus and do not panic. You must remember to exchange details with the other driver/s involved in the car accident. Ensure that you also take plenty of photographs of all vehicles involved including their registration numbers. Make sure that you also take note of their insurer details in case you need to make a property damage claim.
5. REPORT TO THE POLICE
If the police did not attend the scene of the accident, make sure that you report the accident to the police within 24 hours. Reporting the accident and noting down the police reference number is very important as insurers often ask for it when filing a claim.
6. DO NOT ADMIT FAULT
Limit your discussion of the accident and do not admit fault. Choose your words carefully when you are interacting with the other driver. Even if you think you might be responsible for the accident, don’t admit fault until you have reported it to your insurer. Saying as simple as “sorry” could possibly be used against you in an insurance claim as it may imply an acknowledgement of being at fault. Leave the assessment up to your insurer who will assess the accident and decide if you are indeed at fault.
7. CALL YOUR INSURANCE PROVIDER
Regardless of whether your insurance is a third party or comprehensive, you should get in touch with your insurer at the earliest opportunity. The sooner your insurer knows about the accident, the sooner your claim can be processed. They may even be able to help you get your car towed.
If you were involved in a car accident in Brisbane, Gold Coast, Sunshine Coast and the rest of Queensland and you think you might have a claim or would like to have a chat to a lawyer, contact Vilic Law for a free initial over the phone consultation with a senior solicitor today on 1300 647 427. We are here to help!